Machinery Finance
Get your machine out earning money. Finance options to suit your business structure and cash flow.
Why Finance?
Stop Hiring. Start Owning.
Hire rates add up fast. For many businesses, the monthly cost of owning a machine outright, or on finance, is less than what they spend renting. And at the end, you own the asset.
We work with specialist machinery finance providers who understand the EWP and material handling market. This means faster approvals, better rates, and less paperwork, so you spend less time waiting and more time working.
Talk to Us About FinanceWhy businesses choose finance
Finance Products
Options to Suit Your Business
Chattel Mortgage
You own the machine from day one. The lender uses the equipment as security against the loan. Fixed repayments, potential GST and depreciation benefits, popular with businesses that want asset ownership immediately.
Suits
- Businesses wanting immediate asset ownership
- GST-registered businesses
- Those seeking depreciation claims
Commercial Hire Purchase
The lender buys the machine and effectively hires it to your business under a fixed repayment schedule. Ownership transfers once all payments are made. Predictable cash flow, no large upfront cost.
Suits
- Businesses preferring fixed monthly outgoings
- Those not needing immediate title
- Fleet operators
Finance Lease
Use the equipment without owning it outright. Lease payments are typically fully tax-deductible as a business expense. At the end of the term, options include purchase, return, or refinance.
Suits
- Businesses prioritising cash flow
- Where ownership isn't critical
- Tax-effective structures
Low Doc Finance
Can't provide two years of financials? Low doc loans let businesses substitute a Business Activity Statement and accountant's declaration for standard documentation, faster approval, less paperwork.
Suits
- New businesses
- Self-employed operators
- Where full financials aren't available
Standout Rates
We work with specialist machinery finance lenders who understand the access equipment market. This means faster approvals and rates that account for the resale value of quality EWP assets.
Suits
- All business structures
- New and used machinery
- Single units or fleet deals
Ready to Talk Finance?
Tell us which machine you're interested in and your business situation, we'll match you with the right finance structure.